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Agenda Plus
School Board of Clay County
April 7, 2022 - Regular School Board Meeting
Title
C20 - Renewal of Employee Benefits for 2022-2023
Description

The Clay County School Board offers insurance benefits to all eligible employees and retirees annually as required by State and Federal Law. The Insurance Benefit Renewal document outlines the renewal process for all employee benefits for the 2022-2023 plan year (October 1 -September 30).

Gap Analysis

In conjunction with the Third-party administrator, the District and Insurance Coordinator met with all relevant vendors to negotiate 2022-2023 employee benefit renewals. UnitedHealthcare presented a flat renewal and no plan design changes. Lincoln our life and disability carrier presented a flat renewal with no plan design changes with a rate hold through September 30, 2025. Kemper, our medical gap carrier, renewed with no increase in premiums and no plan design changes. AFLAC our voluntary workplace vendor renewed with no increase in premiums and no plan design changes. Humana, our vision carrier and Delta Dental rates are in a rate hold through September 30, 2023.

Previous Outcomes

Employee Benefits are part of the collective bargaining process, which is negotiated through the District Insurance Committee. The Board has maintained an Employee Benefits package that has complied with Florida Statutes and the Affordable Care Act, based on the Insurance Committee's recommendations.

Insurance Plan

2021-2022*

2022-2023

Estimated Cost Difference

AFLAC (A&I, Critical Illness and Whole Life)

$1,140,633.50

$1,140,633.50

$0.00

Lincoln (Life and Disability)

$1,349,088.40

$1,349,088.40

$0.00

Kemper Gap

$252,730.50

$252,730.50

$0.00

United Healthcare

$32,251,494.00

$32,251,494.00

$0.00

 

 

 

 

 

 

 


 

 

 

 

*Premiums shown are an estimate since the plan year premium payment is not complete.

Expected Outcomes

The Board to approve the Employee Benefits Package per the Insurance Committees recommendation. The district will continue to maintain a fully insured Employee Benefits Package as required by Florida Statutes and The Affordable Care Act.

Strategic Plan Goal

The district ensures fiscal responsibility & equitable distribution of resources.

Recommendation

That the Clay County School Board approve the renewal of Plan A Medical, Medical Gap, Group Term Life & AD&D, Supplemental Life & AD&D, Short and Long Term Disability, Dental, Vision, Accident and Injury Policy, Critical Illness, Whole Life, Flexible Spending Account, Health Savings Account and Plan B Coverages (Employees with no Medical Insurance), for the plan year October 1, 2022, through September 30, 2023.

Contact
Dr. Susan Legutko, Assistant Superintendent of Business Affairs, (904) 336-6721, Susan.Legutko@myoneclay.net
Financial Impact
AFLAC, Kemper, Lincoln and UnitedHealthcare renewing at no increase over the current cost and no plan design changes. All per pay period rates are subject to collective bargaining.
Review Comments
Attachments
CCDS School Board Workshop Meeting 2022 Renewal.pdf