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Agenda Plus
School Board of Clay County
March 4, 2021 - Regular School Board Meeting
Title
D4 - Renewal of Employee Benefits for 2021-2022
Description

The Clay County School Board offers insurance benefits to all eligible employees and retirees annually as required by State and Federal Law.  The Insurance Benefit Renewal document outlines the renewal process for all employee benefits for the 2021-2022 plan year (October 1 -September 30).

Gap Analysis

In conjunction with the Third-party administrator, the District and Insurance Coordinator met with all relevant vendors to negotiate 2021-2022 employee benefit renewals.   UnitedHealthcare presented a flat renewal and no plan design changes.  DeltaCare delivered an increase of 6.89%, and Delta Dental PPO gave an increase of 12.62% for a total increase of $235,862.76.  Kemper, our medical gap carrier, renewed with no increase in premiums and no plan design changes.  AFLAC, our voluntary workplace vendor, renewed with no increase in premiums and no plan design changes.

Previous Outcomes

Employee Benefits are part of the collective bargaining process, which is negotiated through the District Insurance Committee.  The Board has maintained an Employee Benefits package that has complied with Florida Statutes and the Affordable Care Act, based on the Insurance Committee's recommendations.

Insurance Plan

2020-2021*

2021-2022

Estimated Cost Difference

AFLAC (A&I, Critical Illness and Whole Life)

$1,140,633.50

$1,140,633.50

$0.00

Delta Dental

$2,239,524.04

$2,475,386.80

$235,862.76

Kemper Gap

$252,730.50

$252,730.50

$0.00

United Healthcare

$32,251,494.00

$32,251,494.00

$0.00

 

 

 

 

 

 

 

 
 

 

*Premiums shown are an estimate since the plan year premium payment is not complete

Expected Outcomes

The Board to approve the Employee Benefits Package per the Insurance Committees recommendation. The district will continue to maintain a fully insured Employee Benefits Package as required by Florida Statutes and The Affordable Care Act. 

Strategic Plan Goal

The district ensures fiscal responsibility & equitable distribution of resources.

Recommendation

That the Clay County School Board approve the renewal of Plan A Medical, Medical Gap, Group Term Life & AD&D, Supplemental Life & AD&D, Short, and Long Term Disability, Dental, Vision, Accident and Injury Policy, Critical Illness, Whole Life, Flexible Spending Account, Health Savings Account, and Plan B Coverages (Employees with no Medical Insurance), for the plan year October 1, 2021, through September 30, 2022. 

 

Contact
Dr. Susan Legutko
Assistant Superintendent of Business Affairs
(904)336-6721
Susan.Legutko@myoneclay.net


Financial Impact
An overall dental increase from Delta Dental of $235,862.76 over the current rates, with AFLAC, Kemper, and UnitedHealthcare renewing at no increase over the current cost and no plan design changes.
Review Comments
Attachments
CCSD Board Presentation 03042020 (3).pdf